Seminar 2. Understanding the Mortgage.

SEMINAR 2

From Renting to Owning: A Stress-Free Guide for First-Time Home buyers in New Brunswick.


Seminar #2. Understanding the Mortgage.
Seminar Outline

 
Understanding the Mortgage loan Process
  • This module will help you understand what happens during the mortgage loan process.
First Home Savings Account (FHSA)
  • This Module will help you to understand a first home savings account (FHSA) can do for you?
Job Security
  • In this module, we’ll discus what is a Income Verification and What types of  Income Verification can be used by lender?
What loan products work best for you?

This Module will help you understand main types of Mortgages.

Predatory Lending. Protect Yourself
What is a red flag for predatory lending?

  • Warning Signs of Predatory Lending

Mortgage application
  •  “A” lenders vs “B” lenders and whats a difference?

Mortgage Approval Process

What steps involves the mortgage approval process and how to be ready.

 

Register for Seminar 2

 

Your Saint John and all NB Realtor

“If you don’t own a home, buy one. If you own a home, buy another one. If you own two homes, buy a third. And lend your relatives the money to buy a home.”
– John Paulson

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The First Home Buyers Club. New Brunswick and all of Canada.

4 months ago

The First Home Buyers Club. New Brunswick and all of Canada.
MLS® #: NB13233920 Tarawood LaneQuispamsis, E2E 5Z3Price $569,000Listed by LIZ SPRAGG with Royal LePage Select RealtyWelcome to 20 Tarawood Lane, a beautiful, light-filled home tucked into one of Quispamsis most sought-after neighbourhoods. Built in 2004, this thoughtfully designed property offers 3 bedrooms and 2 bathrooms, including a full main-floor bath and an oversized ensuite off the primary bedroom that feels like a true retreat. The main living area features soaring vaulted ceilings that flood the space with natural light and add striking architectural character, creating an inviting atmosphere for everyday living and entertaining. Outside, the large yard and garden offer space to relax, play, and truly enjoy being home. The attached double garage is perfect for keeping vehicles out of the elements and provides extra storage, while the unfinished basement is a blank canvasideal for future bedrooms, a family room, or a home gym as your needs grow. Set in a quiet, welcoming area close to everything Quispamsis has to offer, this is a home that feels easy to live in and ready for its next chapter---------------------------------------------------------------------My own exclusive special offer! When you buy or sell a home with me, REALTOR® Anastasiya Savchenko, you’ll receive your gift card the day after closing!Get a gift card of your choice — up to $400Special Offer – Ends February 20th, 2026!Celebrate the season of change with my exclusive winter promotion!-----------------------------------------------------------------------Love this home—or just starting to think about your next move?Don’t wait. Call or text me today to book your private viewing and take the next step with confidence.Anastasiya Savchenko – REALTOR®506-801-9151, 416-829-5949anastasiya@royallepage.ca--------------------------------------------------------------------------*Disclaimer:This offer is valid for one transaction only. Only one promotional offer may be selected per purchase or sale; offers cannot be combined or accumulated.A gift card will be provided the day after the transaction is officially closed and the title is transferred.This promotion applies only to firm purchases or sales completed during the offer period and if Anastasiya Savchenko is acting as your REALTOR®.-------------------------------------------------------------------------#SaintJohnNB #Quispamsis #KennebecasisValley #NBRealEstate #SaintJohnRealEstate #QuispamsisRealEstate #NBRealtor #HomesForSaleNB #DreamHome #HouseHunting #MoveToNB #LocalRealtor #JustListed #BookAViewing ... See MoreSee Less

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The First Home Buyers Club. New Brunswick and all of Canada.

5 months ago

The First Home Buyers Club. New Brunswick and all of Canada.
Dreaming of owning your home in 2026? Start your journey today!Now is the perfect moment to take the first step toward your dream!Register for a free consultation with Realtor® Anastasiya Savchenko by January 30, 2026, and enter to win an AIR FRYER!To participate in the giveaway, you must register on the website and personally attend a consultation with Realtor Anastasiya Savchenko by January 30, 2026.Together, we will find a home that is perfect for you and your family!To register, follow the link:thefirsthomebuyersclub.ca/free-consultation/After registering, the Realtor® will contact you to schedule your personal consultation.Anastasiya SavchenkoRealtor®506-801-9151anastasiya@royallepage.cawww.thefirsthomebuyersclub.cawww.investinnb.ca#NewHome2026 #homebuyers #firsttimehomebuyer #buyahome #dreamhome #homeownership #realestatecanada #nbrealestate #monctonrealestate #NewBrunswickHomes RealtorAnastasiyaSavchenko #TrustedRealtor #realestateexpert #yourrealtor #HomeBuyingJourney #giveawaycanada #AirFryerGiveaway #holidaygiveaway #NewYearGiveaway #WinWithUs #StartYourJourney #makeithappen #NewYearNewHome #YourFutureStartsNow #explorenb #LiveInNB #movetocanada #HomeGoals #househunting ... See MoreSee Less

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The First Home Buyers Club. New Brunswick and all of Canada.

5 months ago

The First Home Buyers Club. New Brunswick and all of Canada.
Congratulations to my wonderful buyers on your new home and your very first Christmas in it!May this home become a place of comfort, love, and warm family moments. I wish you happiness, harmony, and joy to always fill your home, and may each day bring only beautiful memories.It is truly a pleasure for me to be part of such an important milestone in your lives. May your new home be a place where dreams come true and the most beautiful moments of your life are created.---------------------------------------------------------------------Make a New Home Part of Your New Year Story If buying a home is on your New Year's goals list, let’s make it happen — together.I’m Anastasiya Savchenko, REALTOR® with Royal LePage Atlantic, and I help buyers confidently navigate the home-buying process.📌 Not sure where to start?📌 First-time buyer or planning your next move?Register now for a FREE Buyer Consultation and get expert guidance, clear steps, and a personalized plan to move forward with confidence.Book a FREE buyer or seller consultation with me and get:✅ No obligation✅ Personalized strategy✅ Real market insights✅Answers to ALL your questions — no pressure, just value!Call today at 506-801-9151 or use the link below for registration for a FREE Buyer or Seller Consultation: thefirsthomebuyersclub.ca/free-consultation/Limited spots available — don’t wait for another year to pass!---------------------------------------------------------------------When you buy or sell a home with me, you’ll receive your gift card the day after closing!Get a gift card of your choice — up to $400Special Offer – Ends March 8th, 2026!Celebrate the season of change with my exclusive winter promotion!--------------------------------------------------------------------------Let’s begin your New Year story in a new home!Anastasiya Savchenko,Your Saint John & All NB Realtor®506-801-9151anastasiya@royallepage.caLearn more:www.thefirsthomebuyersclub.cawww.investinnb.com ... See MoreSee Less

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The First Home Buyers Club. New Brunswick and all of Canada.

5 months ago

The First Home Buyers Club. New Brunswick and all of Canada.
How to buy a house if you don't have a downpayment..... Smart strategy and a good mortgage broker can help! www.facebook.com/share/p/19ugKFEJfQ/ ... See MoreSee Less

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The First Home Buyers Club. New Brunswick and all of Canada.

5 months ago

The First Home Buyers Club. New Brunswick and all of Canada.
Dreaming about your closing day in 2026? Now is the perfect time to start planning. Whether you’re buying, selling, or just exploring your options, I’m here to guide you every step of the way.Call today and let’s turn that dream into a plan!-------------------------------------------------------------Register for FREE Buyer or Seller Consultation – Reserve Your Spot Now!Ready to take the next step in your real estate journey?Book a complimentary one-on-one consultation and receive expert advice tailored to your specific needs.✅ No obligation✅ Personalized strategy✅ Real market insightsCall today at 506-801-9151 or use the link below for registration for a FREE Buyer or Seller Consultation: thefirsthomebuyersclub.ca/free-consultation/--------------------------------------------------------------------------Want a FREE Buyer's or Seller's Guide?Send me a direct message with the word "HOME", and I'll send you my exclusive guide—absolutely FREE! Whether you're buying or selling, this guide is packed with valuable insights to help you navigate the real estate market with confidence.Let’s get you one step closer to your goals!--------------------------------------------------------------------------Anastasiya SavchenkoRealtor®506-801-9151 anastasiya@royallepage.cawww.thefirsthomebuyersclub.cawww.investinnb.ca#HomeMaintenance #WinterPrep #RoyalLePageAtlantic #RealEstateTips #MarketInsight #HomeBuying #HomeSelling #NegotiationStrength #GoBeyond #RealEstateTips #Realtortips #SeptemberChecklist #NB #saintjohn #SaintJohnNB #HomeCareTips #AtlanticLiving #GoBeyond#HomeMaintenance #decemberChecklist #RoyalLePageAtlantic #HomeCareTips #winterReady ... See MoreSee Less

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